Shift Change provides practical education designed to help individuals and organizations better understand benefits, ask informed questions, and connect with appropriate resources — without sales pressure.
Offering Comprehensive & Essentials education programs to fit your organization. Sessions range from 60 minutes to 4 hours and can be tailored to best meet your team's needs.
Topics Include:
Financial wellness as an ongoing process
MainePERS pensions, survivor options, and benefit elections
Retirement savings tools including 457(b), 401(a), IRA, Roth and others.
Critical but often overlooked topics such as retire/rehire rules, COLA adjustments, retiree health insurance, and service credit portability
Shift Change also works with individuals who want help understanding benefits, options, and next steps.
These conversations help individuals:
Understand pension and retirement plan options
Identify key tradeoffs and decision points
Prepare better questions when researching personal options
Engage more effectively with professionals and providers
When appropriate, Shift Change helps connect individuals with third-party resources based on fit and need, including:
Financial advisors or planners
Insurance professionals
Robo-advisors and low-cost platforms
Other specialized professionals
Referrals are educational in nature and not product-driven.
To explore whether Shift Change is a fit for your department or your individual situation, schedule an initial call by email: Mark@shiftchange.me
Shift Change provides education and referrals only. We do not provide legal, tax, or investment advice.
